Overview

Client Manager  (2200025535)
 

Job

: Institutional Banking

Primary Location

: Asia-Singapore-Singapore

Schedule

: Full-time

Employee Status

: Permanent

Posting Date

: 01/Sep/2022, 6:44:22 AM

Unposting Date

: 02/Oct/2022, 2:59:00 AM

 

Role Responsibilities 

We are hiring a Client Manager for the China Corridor Portfolio of the Global Subsidiaries Group of Corporate, Commercial and Institutional Banking. The Global Subsidiaries Group looks at all inbound business in Singapore from a CCIB perspective. The Client Manager is the pivotal relationship in the Client Delivery team responsible for delivering exceptional client account management. The Client Manager is responsible for proactively managing the client account on all day-to-day maintenance activities to ensure the highest level of client service and relationship health. 

Business Partnership

  • Provide direct support to the RMs for the assigned client portfolio as follows:
  • Ensure the highest level of client service and risk mitigation through proactive client account management support with client on-boarding, credit monitoring and flow maintenance.
  • Actively engage and collaborate with clients, RMs and Product Partners to understand and respond to any issues/concerns relating to the ongoing account maintenance including highlighting any unusual utilization patterns to coverage teams.
  • Provide proactive support on account maintenance activities like documentation, reporting etc by engaging and collaborating with the client and internal stakeholder including Credit, Legal and Compliance and relevant ops teams as required to ensure the clients expectations are met or exceeded.
  • Escalate issues/concerns relating to account maintenance activities to the CM Team Lead for follow up as relevant.

Documentation: Credit (existing deals – Renewals/Amendments) & Other (Excluding credit approvals)

  • Engagement and coordination with Legal & Compliance, documentation units and Clients on standard documentation requirements such as standard terms, country supplements, banking facility letter, master credit terms, supplementary letters etc.
  • Obtain necessary approvals for T&C deviations on standard documentation from the relevant authoriser as necessary.
  • Follow through to ensure documentation completion and validate limits are correctly loaded/reflected in operating systems.
  • Ensure document deficiencies are minimised, tracked and are rectified in a timely manner.
  • Liaise with internal stakeholders if required on CDD related items.

Account Management & Portfolio Quality 

  • Ensure general portfolio hygiene of client data from a quality control perspective i.e. correct client tagging, limit information, segment classification etc.
  • Annotate on past dues and excesses daily in the portfolio.  Ensure excesses/past dues are regularized on time and cash/cheques are released on time. Any exceptions to be highlighted to relevant stakeholders.
  • Review and follow up on Unsettled (FX) Past Due Trades reports & Failed trades reports with Operations.
  • Support Loan Drawdown, Cash Management, Trade Offerings & Audit Confirmations.
  • Manage any client related data queries and remediation efforts, including first level escalations on account maintenance activities.
  • Seek transactional approvals as necessary (i.e., trade, cash) and release trade offerings on time to ensure faster TAT on trade transactions.
  • Attend ASTAR and Documentation related meetings as appropriate and participate in relevant business meetings, forums or committees as required.
  • Provide support on other projects as assigned i.e., CIB Client Surveys, other business initiatives.
  • Support Network Delivery through documentation facilitation.

Processes

  • Ensure adherence to all internal/regulatory policies & regulations.
  • Co-ordinate with internal stakeholders to rectify any ops related issues which can be resolved locally and issue instructions wherever required within authority.

Risk Management

  • Be proactive in ensuring compliance with Bank policies and procedures and lead preparation of client files for audit purposes.

Governance 

  • Responsible for assessing the effectiveness of the Group’s arrangements to deliver effective governance, oversight and controls in the business and, if necessary, oversee changes in these areas.
  • Awareness and understanding of the regulatory framework, in which the Group operates, and the regulatory requirements and expectations relevant to the role.
  • Responsible for delivering ‘effective governance’; capability to challenge fellow executives effectively; and willingness to work with any local regulators in an open and cooperative manner. 

Regulatory & Business Conduct 

  • Display exemplary conduct and live by the Group’s Values and Code of Conduct. 
  • Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
  • Help drive the business to achieve the outcomes set out in the Bank’s Conduct Principles: Fair Outcomes for Clients; Financial Crime Compliance; The Right Environment. 
  • Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
  • Adhere to local regulator, MAS’ prescribed responsibilities and Rationale for allocation.

Key Stakeholders
Internal:

  • Relationship Managers for designated portfolio 
  • Credit Analyst for designated portfolio
  • Product partners for designated portfolio
  • Key functional partners 
  • CM Team Lead
  • Segment Leadership team

External:

  • Clients
  • Legal firms, Audit
  • Market Data Services providers

Other Responsibilities

  • Embed Here for good and Group’s brand and values in CIB Singapore.
  • Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures.

Our Ideal Candidate 

  • Bachelor’s degree in Banking or Finance preferred.
  • 3+ years’ experience in corporate banking or another relevant environment.
  • Risk & AML certified as stipulated by Bank policy for Client Manager role.
  • Exceptional collaboration skills and ability to work effectively in a team.
  • Excellent communication skills – verbal and written with ability to engage effectively with stakeholders at all levels both internal and external.
  • Strong ability to solve problems.
  • Demonstrated ability to work under pressure, operate with a sense of urgency and deliver to tight deadlines.
  • Well organised with strong ability to prioritise effectively.
  • Client focused mindset with demonstrated success in building strong client relationships and/or engaging and servicing clients effectively.
  • Ability to meet the client’s account maintenance needs and effectively support the GAM/FAM with all process, reporting and documentation management requirements including CDD and Credit support.
  • Strong understanding of client delivery processes and adherence to standards and controls.

Preferably with

  • Strong understanding of client delivery processes and adherence to standards and controls.
  • Strong product knowledge including cross-product operational knowledge and/or experience.
  • Comprehensive understanding of all systems required to effectively manage the client account.
  • Knowledge of coverage policies core to the responsibilities of this role i.e., CDD, Credit and Bank legal documentation frameworks.
  • Strong understanding of Credit & AML Risk.
  • Comprehensive understanding the network and ability to facilitate network delivery through relevant documentation support.
  • Understanding of the client’s account management needs and expectations.
  • Sound analytical skills to identify emerging risks, analyse transactional reports and identify issues.
  • Ability to meet the client’s account maintenance needs and effectively support the GAM/FAM with all process, reporting and documentation management requirements including CDD and Credit support.

Role Specific Technical Competencies

  • Manage Conduct
  • Risk Management and Internal Controls (SIF)
  • Business – Strategy and Business Model (SIF)
  • Business – Market Knowledge (SIF)
  • Business – Products and Processes
  • Business – Business Partnering
  • Business – Process Management
  • Risk Management – C&I Credit Risk
  • Sales – Relationship Management
  • Information Systems – Applications & PC Skills

About Standard Chartered 

We’re an international bank, nimble enough to act, big enough for impact. For more than 160 years, we’ve worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you’re looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents. And we can’t wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity,  together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you’ll see how we value difference and advocate inclusion. Together we:

  • Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
  • Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
  • Be better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term
  • In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
  • Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations
  • Time-off including annual, parental/maternity (20 weeks), sabbatical (12 weeks maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum
  • Flexible working options based around home and office locations, with flexible working patterns
  • Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
  • A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning
  • Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies – everyone feels respected and can realise their full potential.

Recruitment assessments – some of our roles use assessments to help us understand how suitable you are for the role you’ve applied to. If you are invited to take an assessment, this is great news. It means your application has progressed to an important stage of our recruitment process.

Visit our careers website www.sc.com/careers

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About Standard Chartered

We offer banking services that help people and companies to succeed, creating wealth and growth across our markets. Our heritage and values are expressed in our brand promise – Here for good.

With more than 86,000 employees and a presence in 60 markets, our network serves customers in close to 150 markets worldwide. We're listed on the London and Hong Kong Stock Exchanges as well as the Bombay and National Stock Exchanges in India.